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We Have A Loan Program for Every Need

Conventional Products

Specialty Loans


A traditional type of financing that lets you establish a fixed monthly payment. With a conventional loan, you may choose from a variety of terms. We offer:

  • Fixed Rate
  • Adjustable Rate
  • 1 & 7 Year Balloons
  • 1, 3, 5, & 7 Year Arms
  • Jumbo Fixed Rate
  • Jumbo Adjustable Rate


For self-employed individuals or many other unique financial situations, these products are used when traditional lending does not offer the financing desired.

  • Alternative Lending Products
  • No-Doc Loans
  • No Income Loans
  • 100% Financing for Purchases or Refinances
  • Option Arms
  • Interest Only Loans

Contact Us

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Contact Us

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Sub Prime Loans

Home Equity Loans


For borrowers with higher debt to income ratios, short job history, poor credit, or need assistance with down payment & closing costs. These products still offer a competitive rate.

  • 100% Refinancing
  • 100% Purchase
  • No PMI
  • Poor Credit
  • Interest Only Loans


These loans take a second lien position on the title to your home. The loan amount allowed to finance is based on the existing first mortgage balance you currently have.

  • 100% Financing
  • Equity Lines of Credit
  • Fixed Rate Equity Loans

Contact Us

Apply Online

Contact Us

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Pappas & Associates Mortgage
22777 Harper Ave - Suite 303
St. Clair Shores, MI 48080
Phone: (586) 772-9000
Toll Free: 1-888-772-9952
Fax: 1-586-772-9444


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At Pappas & Associates Mortgage, our business is
"Making a world of difference...one mortgage at a time"
Since 1991 - Your Lender for Life

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